Is there anything that I can do to prevent my premium from increasing?

There are many actions with little or no cost that can be done.

Tip 1 – Trips (Falling forward)

Did you know that approximately one third of your insurance premium goes to pay for your Public Liability Insurance cover?

The highest claims cost under Shop Insurance is by a long way slips and trips. The perception of “it’s a try on!” is widespread but unfortunately frequently untrue. In the vast majority of cases they are accidents that could have been avoided.

We want to draw your attention to one simple mistake that has on a number of occasions been the cause of particularly bad injuries. Carelessly discarded newspaper/magazine bailing ties/strings have been the cause of trips resulting in payments averaging €54,550.

The average slip/trip claim settlement in shops is €23,237 which is bad enough but you can see that this is less than half the average paid for this type of injury/claim.

It’s incredibly simple! Take a moment to safely cut the binders and then bin them to prevent the accident.

We have more advice on slips and trips that we will come to shortly.

Always remember – call us to discuss any/every incident. We will advise and guide you.