Is there anything that I can do to prevent my premium from increasing?
There are many actions with little or no cost that can be done.

Tip 16 – The Small Print ENLARGED
SHOPROTECT
MAXIMISING YOUR COVER
Minimising your exclusions
SOME MORE OF THE SMALL PRINT ENLARGED!
PLEASE READ THIS!!!!
DID YOU KNOW? – NO MATTER WHO YOU INSURE WITH –

• Theft of anything, (other than Cash), for example cigarettes, is excluded unless it involves forcible entry, violence or the threat thereof
• Cash in transit must not exceed the approved limits otherwise NO COVER applies
• Your Theft/Burglary cover is invalidated in the event that your burglar alarm is not fully activated and functional after you lock up for the night. You MUST have an annual Maintenance Agreement with your Alarm Company
• Keys to safes must be removed from premises after business hours.
• Your cover limit for Cash in Safe presumes that you have a safe that is approved, (in accordance with European Ratings), to at least the required level (Check with supplier)
• If your property, or any part thereof should become unoccupied and you fail to inform your insurer, your cover will be invalidated
• You are required under your Policy Contract to promptly notify your insurer of any/every incident involving personal injury, property or other damage or other incident which you could potentially later become liable
• Cover for loss or damage caused by error or omission by you or your staff is excluded