Is there anything that I can do to prevent my premium from increasing? There are many actions with little or no cost that can be done. Tip 27 – DAS Legal Expenses Insurance We gave an undertaking at the outset of issuing these Tips not to use them as a sales opportunity but on this occasion I will make an exception. If you don’t have DAS Legal Expenses Insurance cover you are being very foolish! I can’t say it any plainer! For an annual premium of €160.00 you are providing yourself with assistance in producing employment contracts, advice on staff disciplinary procedures, a 24 hour 365 day legal assistance help line, legal representation for employment disputes, a 24 hour 365 day counseling help line, wages paid for jury service and accountants fees for revenue audits! Some of you will have this cover on your existing Shop Insurance Policy but many of you won’t. If you are not insured with us please contact me and tell me who your insurer is and I will be able to tell you if you have this incredibly important cover and if not I can put you on cover immediately. Always remember – call us to discuss any/every incident. We will advise and guide you.